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Home Loans

Secure Choice Lending Your Trusted Partner for Home Loans in 2024

Are you a teacher, police officer, firefighter, military service member, or any other dedicated public employee who serves our California communities? If you’re looking to buy or refinance a home in 2024, it’s time to take a closer look at CalTAP Plus—the #1 home loan program designed specifically for YOU.

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At Secure Choice Lending, we understand the sacrifices you make to keep our communities safe, educated, and thriving. That’s why we’re proud to offer the CalTAP Plus program, which provides exclusive benefits to California’s most valued public servants. Whether you're a first-time homebuyer or refinancing your current home, CalTAP Plus offers:

  • Competitive interest rates tailored to your needs
  • Low down payment options to make homeownership more accessible
  • Flexible credit score requirements to help more public employees qualify
  • Streamlined application process for a faster, easier experience

As a trusted lender, Secure Choice Lending is committed to providing you with expert guidance and personalized support every step of the way. With CalTAP Plus, you’ll enjoy the peace of mind that comes with knowing you're getting the best possible loan terms while helping to build your future.

Ready to unlock the door to your dream home?

Expertise You Can Trust

Mike Ramirez is dedicated to helping families buy, sell, or refinance their homes with ease. With his expert guidance, he simplifies the complex real estate process.

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